Im still confused
Balance shows 3200$
1400$ available
1800$ hold
500$ Insurance.
Do i own 3700$ or 3200$ ?
Are the 500 part of the total balance already?
No rocket science in this case

This is 3700 your money, but you can manage it under different conditions. Did you read this article
https://moneyplatform.biz/faq/40 in our FAQ?
$1400 available – as stated, this is available for payout. You can order a payment and receive this money.
$1800 hold – as stated, this is a hold, after payment the amount is placed on hold for 14 days, after which the money will be added to the “available” balance
$500 Insurance – as stated, this is insurance. 10% of your sale goes into this balance for 90 days. 90 days after transferring 10% of each payment to the insurance balance, the amount will be available.
We didn't come up with anything conceptually new, every adult faces different types of money in his life, you can own different types of money, it will be your money, but you can manage this money under different conditions. For example, you may have $1000 cash in your wallet, you can use it immediately, you may also have $2000 on your bank card, this is also your money, but on condition: you need a POS terminal for card processing or ATM, to get cash. And you also have $5,000 on demand deposit, this is also your money, but to use it you need to come to the bank with your ID and withdraw money from the deposit.
You may also have $1,000,000 on a time deposit; under the terms of the agreement with the bank, this money will be available to you in three years. This is also your money, you can dispose of it, but also under certain conditions: after three years. Hope it helps.