It's not your fault, It's probably a bug in the system.
It happened to me too 2 weeks ago -
I transferred the earnings to payout account on Sunday, then I was without internet connection for a week,
and after that I saw on Tuesday the transfer done and in the same date 'redeem - 75 Days' for 19.99$.
As I said- I was without internet connection, and I didn't mean to redeem.
My first priority was to get a payout and pay for sBorg hosting to keep uploading, and then, when I earn enough, to buy a premium.
I talked to Ricky and there is nothing he can do to revert this.
[And this is still happening to more people]
The only solution is to wait for another earnings to come....