You might get confused at first with webmoney. Their system is a lot different than the similar services. In order to receive money in a specific currency you need a wallet in that currency. WMZ is for US dollars and WME is for euros. Each wallet has a unique number. Their transfer times are a lot faster than the similar services. For first transfer takes a little longer than the usual ( it was 2 days for bank wire in my case), they call you and ask you some security questions. They do offer debit cards and transfer to debit card from account is instant (since I did't receive my DC I can't speak from experience).